Compliance

AML: preventing money laundering

AML (Anti-Money Laundering) is an operator's programme against money laundering and terrorist financing: risk assessment, KYC, source of funds checks, transaction monitoring, PEP and sanctions screening, and suspicious activity reports. The licence requires it.

Yevhen SychovOctober 2026

What the programme includes

  • Risk assessment: which markets, payment methods, products and players carry more risk. It sets the thresholds for checks.
  • KYC: the player's identity, age, address and payment method.
  • Source of funds and source of wealth: where the money comes from and how the player earned it.
  • Transaction monitoring: rules and alerts on deposits, bets and withdrawals.
  • PEP and sanctions screening: politically exposed persons and sanctions lists, at registration and regularly after it.
  • Enhanced due diligence (EDD): for high risk, for example large amounts or PEPs.
  • Suspicious activity reports to the financial intelligence unit (FIU). The procedure and deadlines are set by the licence and the market's law.

Red flags

  • Money without play: a deposit and a withdrawal with almost no bets. The casino is used as a transit account.
  • Third-party payment methods: a card or wallet in someone else's name, many cards on one account.
  • Splitting (structuring): a series of deposits just below the check threshold instead of one large one.
  • Amounts that do not fit the profile: spending does not match what is known about the player's income.

One sign proves nothing, but it is a reason to check. Links between accounts are found the same way as with multi-accounting.

How it works at an operator

  • Thresholds set in the policy, not by eye: the check does not depend on a manager's mood.
  • Documents in advance: in the player's language and with a clear timeframe, so the first withdrawal does not get stuck.
  • Withdrawal by the same method as the deposit, where possible.
  • A manager guides a VIP player through the check personally, but the player is not told about a report to the FIU: in many markets that is expressly prohibited.

Common mistakes

  • Checking only at withdrawal. The player learns about the check while waiting for their money. Request documents as the player approaches the threshold.
  • The same rules for everyone. Without a risk assessment, checks get in the way of ordinary players and miss the real schemes.
  • Bonuses on top of red flags. A player with an open payment dispute or risk signs gets no bonuses, and the exclusion is checked before every send.
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