Net deposits: deposits minus withdrawals

Net deposits (net player deposits) is total deposits minus total withdrawals for a period. It measures cash movement, not revenue: part of the money may still sit on the balance and not have been played yet.

Yevhen SychovOctober 2026

Formula and example

Net deposits = deposits minus withdrawals for the periodIn a month a player deposited €10,000 and withdrew €6,500: net deposits are €3,500. If €1,000 is left on the balance, GGR is €2,500.

Net deposits vs GGR

GGR is bets minus wins: money the casino has already won. Net deposits also include money on the balance that has not been played yet and can still be withdrawn. So net deposits show cash, while GGR shows revenue.

Where they are used

  • Cash and liquidity: how much money came in and went out, and whether the reserve covers withdrawals.
  • A cashback base: simpler to calculate, but it also pays out on money still sitting on the balance.
  • Affiliate commission: some contracts use it instead of NGR, which suits the affiliate better than the casino.

Common mistakes

  • Reading net deposits as revenue. Money on the balance can still leave as a withdrawal.
  • Mentioning them in promos. "We'll return 10% of your net deposits" sounds to a player like a reminder of losing. Promos just say: 10% cashback.